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The Virginia Beach Postal Federal Credit Union like all Federal Credit Unions, is chartered and supervised by the National Credit Union Administration (NCUA), an agency of the U.S. Government. For your protection, the NCUA has established many safeguards. These include:

  • Each member's account is insured up to $250,000 by NCUA.
  • Federal Examiners review the Credit Union annually.
  • Surprise Audits are required by a Board appointed Supervisory Committee.
  • A Blanket Security Bond against defalcations, thefts, burglaries, forgeries, etc. is required.
  • Funds not in use as loans to members may only be invested in Government backed or insured securities or deposits.


Membership to Virginia Beach Postal Federal Credit Union is limited to those have the following common bonds: Employees of the U.S. Postal Service who work in Virginia Beach, VA; Members of the National Association of Letter Carriers (NALC), Branch 6066 in Chesapeake, VA; Employees of Mechanical Service Company Inc; Absolute Bottled Water Co; Shealy-Hodges Corp; and Members of the National Active and Retired Federal Employees Association (NARFE) Chapter 974 in Virginia Beach; persons retired as pensioners or annuitants from the United States Postal Service; members of their immediate families including spouses, parents, children, siblings, grandparents, grandchildren, step-parents, step-children, step-siblings, and persons living in the same residence maintaining a single economic unit to include domestic partners and roommates.