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Rates

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Loans Dividend Rates

Effective as of: 12/31/2020
The Board of Directors sets dividend rates each quarter
based on earnings for that period. They are paid quarterly on
January 1st, April 1st, July 1st, October 1st.
Shares, Club One and Club Two
- $100.00 minimum balance to earn the stated APY.10% APRup to $10,000.00
.10% APY
.20% APR$10,000.01 - $75,000.00
.20% APY
.40% APR$75,000.01 and up
.40% APY
Christmas Club
- $100.00 minimum balance to earn the stated APY.10% APRup to $10,000.00
- Funds Transferred To Share Account Oct 15th.10% APY
- Early withdrawal fee applies.20% ARP$10,000.01 - $75,000.00
.20% APY
.40% APR$75,000.01 and up
.40% APY
IRA's
- Traditional, Roth and Educational.50% APR
.50% APY
Share Draft/Checking
- No mimimum balance0.00% APR
- No monthly fees, free overdraft protection and Debit Cards
NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency