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LOANS

Your credit union has loans to meet most of your borrowing needs. Simply fill out a loan application and return it with your proof of income to get started! You can return it by:

  • Email to info@vbpfcu.org
  • Fax to 757-340-1213
  • Mail to 501-A Viking Drive, Virginia Beach, VA 23452
  • Night drop at 501-A Viking Drive, Virginia Beach, VA 23452

Once we receive your application, we will begin processing your request immediately.

FOR YOUR SECURITY, if submitting your application via email or other unsecure method, please DO NOT provide your account number or social security number on your application.

NEW & USED VEHICLE, MOTORCYCLE, AND RV LOANS

Are you looking for a new or new-to-you vehicle? Virginia Beach Postal FCU wants to help. We have low rates and easy payroll deducted payments! At your Credit Union there is never an application fee and we offer 100% financing.

Why not take a few minutes to prequalify right now? Once you are approved, you can shop with confidence because you'll know just how much money you can reasonably afford to spend and how much your payments will be. Armed with this valuable information you'll be in greater negotiating position at any dealership. Getting prequalified is easy! Simply complete the loan application or contact a loan officer to get started.

SIGNATURE LOANS

There are times when we all need extra money for those unexpected expenses, holiday shopping, or consolidating bills. Whether you are looking for a little extra cash for a vacation or want to work towards rebuilding your credit, Virginia Beach Postal FCU has loan options available. Whatever your need may be, Virginia Beach Postal Federal Credit Union has loans with low rates and flexible terms available to assist you. Simply complete and submit a loan application or contact a loan officer to ask about a Signature Loan and learn how we can help.

VISA CREDIT CARDS

Virginia Beach Postal FCU offers three different types of credit cards: Classic, Gold and Platinum. All our cards have no application fees, annual fees, or balance transfer fees. Our credit cards are designed to meet our members’ needs, from the well established borrower, to the first time borrower, or the member who needs to re-establish their credit. Credit Life and Credit Disability insurance is also available on each of the credit card programs. To apply for a Virginia Beach Postal credit card, contact the Credit Union at 757.340.9781.

OTHER LOAN BENEFITS

In addition to offering great low interest rates, Virginia Beach Postal FCU also offers our members Guaranteed Asset Protection (GAP), Credit Life and Credit Disability insurance (underwritten by CMFG Life Insurance Company) on all loans. For full details and eligibility, please contact the Credit Union.

CREDIT LIFE & CREDIT DISABILITY INSURANCE

Protect yourself with the low cost benefits of credit life and credit disability insurance protection. Credit life insurance is designed to help reduce or pay your eligible loan balance, up to the policy maximum, should an unexpected life event occur. Credit disability insurance may make your loan payment, up to the policy maximum, if you become totally disabled due to a covered sickness or accident. Credit insurance is not required to obtain a loan. For full details, please contact the Credit Union.

GUARANTEED ASSET PROTECTION (GAP)

Extra low cost protection for your auto loan. Talk to your loan officer about this benefit when you are shopping for your next vehicle.

MECHANICAL REPAIR COVERAGE

Additional protection available for your vehicle. Ask your loan officer about the different options and coverage’s available.

NADA VALUATIONS

Shopping for a new or used vehicle? Call us first to ensure you get the best value. We can look up values on any vehicle you are interested in and also make sure you get the best terms for your loan.

PAYROLL DEDUCTED PAYMENTS

Stress free payments available with payroll deduction and automatic transfers. Sign up to have your payments paid automatically from your direct deposit or payroll deduction. No more checks to write or due dates to remember.

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency