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Rates

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Loans Dividend Rates

Effective as of: 10/01/2022
 
Why borrow elsewhere when you can get more for less?
 
NEW AUTOS TERMAPR*
Model Years 2022 or newerup to 36 months2.00%**
up to 60 months3.25%**
up to 72 months3.75%**
up to 84 months5.50%**
 
***Loyalty Discounts Available
USED AUTOS TERMAPR*
Model Years 2022 - 2020up to 36 months2.00%**
up to 60 months3.25%**
- over $12,000up to 72 months3.75%**
- over $20,000up to 84 months5.50%**
Model Year 2019 - 2018up to 48 months3.25%**
- over $12,000up to 60 months3.75%**
- over $20,000up to 72 months4.50%**
Model Year 2017 – 2016up to 36 months3.75%**
- over $12,000up to 54 months5.50%**
- over $20,000up to 72 months8.24%**
Model Year 2015 and older up to 60 months 7.75%**
 
***Loyalty Discounts Available
BOATS and RV'sTERMAPR*
- less than $30,000up to 60 monthsSame rates as auto loans
- less than $60,000up to 72 monthsSame rates as auto loans
- over $60,000, not to exceed $150,000up to 180 monthsSame rates as auto loans
 
PERSONAL LOANSTERMAPR*
Maximum amount $10,000.00up to 60 months10.00%**
 
***Loyalty Discounts Available
FLEX LOANS (Credit Rebuilder)
Phase 1 - up to $500.00up to 3 months18.00%
Phase 2 - up to $1,000.00up to 6 months18.00%
 
PAY DAY ALTERNATIVE LOANTERMAPR*
Maximum amount $1,000.00up to 6 months28.00%
 
$20.00 application fee
SHARE SECURED LOANSTERM
Maximum amount $50,000.00up to 72 months3.00%
 
CREDIT CARDSLIMITSAPR*
VISA - Platinum$5,000 to $7,5007.99%
VISA - Gold$2,500 to $5,0009.50%
VISA - Classic$250 to $2,50013.50%
 
*No Annual Fee, No Balance Transfer Fee, Same Low Rate on Cash Advances
 
 
*Annual Percentage Rate
**Loan rate starting at..., based on credit score.
***Loyalty discount of .25% off current rate with net pay direct deposit.
****Some restrictions may apply. Call and speak to a loan processor today.
NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency